In the first place, pick high liquidity cash reserves. There is no standard solution to financial planning, however the reason for our speculation should be clear. We pick cash reserves, by and large on account of the great liquidity of cash reserves, so the comfort and liquidity freely become the essential interest. Along these lines, regardless of whether we really want cash for crises throughout everyday life, like ailment, mishap, joblessness, and so on, we can have a cash to assist us with pivoting rapidly. Hence, while picking cash reserves, liquidity is a hard marker, which is what we as a rule call fast recovery. A liquidity decent cash reserve, ought to be 7 days 24 hours can rapidly recover, and it is quick to account. Secondly, pick great security of cash reserves. Taking everything into account, we dissect the security of the asset, we will begin with the basic resources of the asset. What are the hidden resources of the asset? To put it gruffly, it is the speculation course of the asset, and the essential resources of the asset straightforwardly decide the gamble and pay of the asset. What are the hidden resources of a cash reserve? Normally, the essential resources of money related reserves incorporate bank time stores, testaments of store, notice stores, national bank bills, between bank loaning, public securities, cash and different resources. Thusly, the chance of default of this moderately protected fundamental resource is extremely low, which makes the gamble of cash reserves enormously diminished.

Thirdly, pick a moderate size of cash reserves. Regardless of what sort of asset we need to focus on its size. Under ordinary conditions, cash assets toward the year's end, the finish of the quarter, the month's end, when the market capital surface is tight, there will be a persist impact, as of now, the expense of capital getting rises, the pay of cash supports will rise. Furthermore, the speculation extent of numerous cash reserves incorporates bank loaning, in this way, the bigger asset has a generally high bartering power while haggling with banks, and the yield might be somewhat higher. Also, in the event that the size of the financial asset is moderate, it can manage the recovery of the asset well, and won't seem what is happening of reclamation disappointment. Fourth, the selection of organizations represented a generally little financial asset. Assuming the extent of foundations in the financial asset is excessively huge, it demonstrates that the asset share is generally focused. In the event of huge reclamation, it will cause a significant decrease in the asset size and extraordinarily affect the financial asset. It could likewise set off a show to different financial backers, prompting a further decrease in size. So prior to purchasing, we ought to pick the asset that singular financial backer records for more. Since the recovery wave for the most part happens in institutional financial backers, in the event that singular financial backers hold a high extent, it can keep away from the unfavorable effect of huge reclamations on the asset.

Conclusion: For the pace of return of cash reserves, I for one think it isn't important to give a lot of consideration to, albeit the arrival of cash subsidizes in the market is unique, yet the yield distinction isn't excessively, it does not merit our large difficulty to move assets to move, to realize that time is likewise a sort of cost, pick a helpful, great liquidity can. Obviously, the cash reserve we discuss here is basically over-the-counter cash store. Albeit the trade cash asset can exchange, it requirements to invest more energy. Subsequently, it is enough as far as we're concerned to work effectively in over-the-counter cash reserve..

（Writer：Galli）